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Firms that need protection against liability arising from defective products include manufacturers, suppliers, retailers or repairers of goods.

This cover typically protects against your legal liability to pay compensation to third parties arising out of any product you have sold, supplied, repaired, serviced or tested.

Workers in a cake shop

Whether you buy, sell, manufacture or work with products, this policy can cover:

  • Bodily injury to a person
  • Loss of or damage to property
  • Legal expenses
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