Accessing flood insurance

The risk of being flooded is a worry for many householders. Suffering a flood can not only be very distressing, but costly – the average cost of repairing a flood damaged home after storms Ciara, Dennis and Jorge was around £33,600.

While flood cover is part of a standard home insurance policy if you are at an increased risk of flooding – for example if you live close to a river that floods regularly, or you have made several major flood claims – you may find flood insurance protection harder to obtain or more expensive.

This guide explains how the Flood Insurance Directory can help you obtain flood insurance so that if the worst happens you will be protected. More information at Biba.