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Public Liability (PL) insurance, or Third Party (TP) Liability insurance, protects organisations against their legal liability for death or injury to third parties or for loss or damage to third party property.


Claims your business was responsible for physical or financial harm can leave you picking up the bill. A typical Public Liability Insurance policy includes cover for:

  • Injury to any person
  • Loss or damage to material property
  • Obstruction, trespass, nuisance or interference
  • Wrongful arrest, detention, imprisonment or eviction
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