Product Liability Insurance is designed to protect you if a product your business has manufactured or sold causes a customer or employee accidental harm. Whether it be an electrical fault causing a shock or fire, a breakage causing cuts or injury or even a contamination of produce causing illness, there are a number of ways your products could prove inadvertently harmful to others. If you are not correctly insured, this could be extremely harmful to your business.
Product Liability is something that affects a whole range of businesses that manufacture, supply, sell or repair products and can often affect businesses in ways you wouldn’t expect. For example, if a hairdresser applies bleach to a customer’s hair instead of shampoo, causing injury, this is considered a public liability risk and would be covered by Public Liability Insurance. However, if a hairdresser unknowingly applies faulty shampoo on a customer, causing injury, then this could result in a product liability claim - even though the hairdresser was selling their services, rather than selling a product directly.
A Product Liability Insurance policy provided by Weir Insurance could be vital in protecting your business, should one of your products go awry. Product Liability Insurance can cover you against bodily injury to a person (including death, disease, illness and nervous shock) and loss of or damage to property, as well as the resulting legal fees such a claim could bring.
To find out if your business needs Product Liability Insurance, or to receive a quote from one of our friendly staff, please get in touch today.
Why should I get it from you?
I deal with Laura and she is very good and professional – dealing with our fleet and business insurance as well as our home contents and caravan
If you’re in the business of manufacturing, supplying, selling or repairing products, you’re at risk if the product you have worked on or provided causes someone harm. With Product Liability Insurance, you can rest easy knowing that if your products let you down, your insurance coverage won’t.