Though most of our travel plans go off without a hitch, any number of things could bring your family holiday or business trip to a grinding halt. Delays, cancelled transportation and accommodation, illness or injury could all derail your plans and cause financial chaos.
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Whether it’s single trip, multi-trip or annual cover, a typical Travel Insurance policy from Weir can include cover for:
- Lost or stolen baggage
- Personal liability
- Legal expenses
- Medical expenses
- Missed departure
- Sports and adventure cover
Travel insurance can be arranged on a ‘single trip’ or an ‘annual’ basis of cover.
Medical expenses cover normally carries a sum insured of £1,000,000 – £10,000,000. This is often reduced to around £2,000 for UK holidays.
The personal liability section covers legal liability for injury to third parties or damage to their property, with a typical indemnity limit of £1,000,000 – £5,000,000.
Delays are normally subject to a minimum amount of 12 hours to justify a claim under the delayed baggage and travel delay section of the travel policy.
A benefit of £10,000 to £50,000 usually applies for death, loss of eyes or limbs, or permanent total disablement.
The ‘pet care’ extension can be added to a travel insurance policy, providing a benefit for each 24 hours that a cat or dog receives in-patient veterinary treatment as a result of suffering an injury whilst being cared for whilst the insured is on holiday. Typical benefits are up to £25 per day, subject to a maximum of £250.