From televisions and computers to sofas and carpets, our homes are full of things that need insuring. Fire, flooding, theft and other disasters can cause a huge amount of damage, not only to your home but also to your belongings. To make matters worse, replacing what’s been damaged or stolen can be hugely expensive.
Home Contents Insurance can cover most of your possessions, including furniture, electrical equipment, toys, books, clothes and more. This means that if your home is hit by disaster, damaged or stolen possessions can be replaced without damaging your finances. Contents insurance usually operates on a ‘new for old’ basis meaning that if the damaged or stolen item is really old, it will be replaced with a new one.
A basic household contents insurance policy can cover your belongings for a variety of risks and situations including:
- Fire, lightening, explosion, earthquake
- Riot, vandalism and malicious damage
- Falling trees
- Collision by vehicles, aircraft, aerial devices and animals
- Water or oil escaping from any fixed water or heating installation, washing machines and other domestic equipment
- Theft or attempted theft
- Subsidence, heave and landslip
Accidental damage is usually available as an extra and it’s even possible to arrange cover for items like laptops and mobile phones for when they’re outside the home - protecting your belongings even when you’re on the go.
At Weir Insurance, we want to help you by arranging a Home Contents Insurance policy that correctly covers your possessions and gives you all the cover options you need. To discuss a policy with us and to receive a free quote, get in touch with our friendly staff today.
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