Full details
Amongst the most common cyber attacks targeting businesses include phising scams, malware, DOS (Denial of Service) attacks, ransomware and extortion. No matter how advanced your cyber security is, there’s always an element of risk as the methods of cybercriminals are constantly evolving. That’s why you need to ensure you defence includes a plan of action should you fall victim to an attack.
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Incident Response
Covers the costs involved in responding to a cyber incident in real-time, including IT support, gaining legal advice and notifying clients/stakeholders that their data has been compromised.
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Cyber Extortion
Covers the costs of responding to fraudsters during an attempt to extort money from your business, including threatening to destroy data or holding it ransom to force you to pay.
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System Damage
Covers the cost of repairing your computer systems when damaged as a result of a cyber attack.
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System Business Interruption
If your business operations have been disrupted as a result of a cyber attack, this feature will reimburse the resulting loss of profits and increased cost of working.
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Network Security and Privacy Liability
If someone’s data has been breached or their own computer systems compromised as a result of your business, they may attempt to hold you liable. This feature covers this cost of resulting third party claims following a cyber attack.
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Regulatory Fines
Many businesses have been faced with huge regulatory fines following cyber attacks; this feature could help to cover the cost of certain fines.
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Media Liability
Protects your business in the event of a third party claims regarding defamation or infringement of intellectual property rights.

Think you’re safe?
Many SMEs overlook cyber insurance with the assumption they won’t be targeted while in reality, SMEs are amongst the top percentile of victims.
As more and more of us turn to virtual ways of working, make sure you don’t get caught out.
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