Whether you are a pensioner or owner of a multi-million pound business - we take your insurance personally.

Every client is allocated a Personal Insurance Advisor to look after all their insurance needs and requirements.

The role of an insurance broker is not just to shop around different insurers for you - it is about taking things a stage further.

We give you advice on the differences between policies to make sure you are covered adequately, as well as affordably.

We are not a call centre who ask the same questions to every caller, to sell the cheapest policy that will award them best commission.

For domestic clients we take into account your lifestyle and advise you on additional benefits, such as having cover for a courtesy car in the event of a claim, as this may be very important to you if you work nightshifts. We also ensure that you maximise your no claims bonus entitlements if you have more than one car in the household. We care about your insurance.

For commercial clients we rarely take your business without meeting you. We do site visits and offer you risk improvement advice. We know what insurers are looking for, and what risk improvements give discounts, to make your insurance premium lower. We look at your whole portfolio rather than just renewing one policy to see where we can save you money, and protect your business effectively.

Finally we do not just sell on any insurance policy - we vet our insurers and their products to keep them on their toes and ensure you are buying from a reputable insurer. We look for good practice in their claims regime and write off our books any insurers we don't feel happy placing your policy with.